Guide
Karachi Development Authority (KDA): Schemes, Records, Transfers and Leases

By Maham Imtiaz
Real Estate AnalystVerified author
12 min read
The Karachi Development Authority (KDA) planned and still records many of Karachi's older public schemes, from Gulshan-e-Iqbal and Gulistan-e-Jauhar to North Karachi, Surjani Town, Clifton Scheme 5 and Scheme 33. For a plot in a KDA scheme, KDA holds the allotment, the full transfer chain and the 99-year lease. It does not approve buildings, register title or control cantonment and railway land.
That split matters because Karachi has no single authority like Islamabad's CDA. Our guide on how to verify property in Karachi divides every property into three layers: land, building and title. KDA is the land layer for a large part of the city, so for any plot, house or flat in a KDA scheme, its file is the first record a buyer must check, before SBCA's building approvals and before the sub-registrar's deed.
This guide explains what KDA controls, how a KDA file moves from allotment to lease, how to verify and transfer a KDA plot, why amenity plots are its biggest buyer risk, and what is changing at KDA in 2026.
What KDA controls, and where it stops
| KDA does | KDA does not |
|---|---|
| Plan, develop and allot plots in its schemes | Approve building plans or sale NOCs (SBCA does) |
| Issue allotment orders, pre-lease transfers and lease deeds | Register sale deeds (the sub-registrar does) |
| Record mutations by sale, gift and inheritance | Control DHA, cantonment or railway land |
| Grant permission to mortgage a KDA plot | Run Malir or Lyari Development Authority schemes |
| Own and protect amenity plots in its schemes | Collect property tax (Sindh Excise does) |
KDA was created in 1957 by the Karachi Development Authority Order to replace the Karachi Improvement Trust. It was placed under the city government during the 2001 devolution and returned to Sindh government control in 2011. Each handover moved files and staff, which is one reason a seller's photocopies are never enough.
Major KDA schemes
| Scheme | Area | Buyer note |
|---|---|---|
| Scheme 5 | Kehkashan, Clifton | KDA often lessor; some blocks under Clifton Cantonment Board for building control |
| Scheme 16 | Mansura | Older residential stock |
| Scheme 24 | Gulshan-e-Iqbal | One of Karachi's largest residential markets |
| Scheme 33 | Gulzar-e-Hijri | Many cooperative societies on KDA land |
| Scheme 36 | Gulistan-e-Jauhar | Dense flat projects; check SBCA sale NOCs |
| Scheme 41 | Surjani Town | Repeated encroachment and recovery drives |
| Townships | North Karachi, North Nazimabad, Korangi | Large stock of older leased plots |
Taiser Town (Scheme 45) and Shah Latif Town (Scheme 25-A) were first planned by KDA but are now administered by the Malir Development Authority. Always confirm which authority holds the file today.
The KDA file: from allotment to lease
Every KDA plot follows the same path, and each stage leaves a document on KDA's file.
| Stage | KDA document | What a buyer should see |
|---|---|---|
| 1. Allotment | Allotment order | Original allottee, plot number, sector and size |
| 2. Pre-lease transfer | Transfer order | Each change of owner recorded by KDA |
| 3. Lease | Registered lease deed | Usually a 99-year lease |
| 4. Sale after lease | Registered sale deed and KDA mutation | Mutation in the buyer's name |
| 5. Gift or inheritance | Gift deed or succession papers, then mutation | Mutation recorded by KDA |
| 6. Finance | Permission to mortgage | KDA permission before a bank lends |
Before the lease, ownership exists only as an allotment and a chain of KDA transfer orders. After the lease, ownership is a registered instrument, and every later sale needs a registered deed plus a mutation on KDA's record.
KDA publishes a standard land form for each of these stages, including certified true copies of documents. Buyers can use that list as a checklist: whatever stage a plot has reached, its file should hold every earlier document.
How to verify a KDA plot before you pay
- Get the plot's scheme, sector, block, number and size.
- Ask for the full file: allotment order, every transfer order or mutation, lease deed and dues receipts.
- Check the chain is unbroken from the original allottee to the seller.
- Apply to KDA for certified true copies instead of relying on the seller's papers.
- Check whether a lease has been executed, its date and remaining term.
- Match the plot to the approved scheme layout, so it is not a park, school or other amenity site.
- Check for outstanding KDA dues.
- Visit the plot and confirm boundaries and possession.
For a house or flat, add SBCA's approved plan, sale NOC and completion plan. A step-by-step KDA plot verification guide will be the first KDA cluster in this series.
KDA transfer procedure
How a KDA plot changes hands depends on one question: has the lease been executed?
| Situation | How the transfer happens | Where it is recorded |
|---|---|---|
| Before the lease | Pre-lease transfer on KDA's form | KDA transfer order |
| After the lease, by sale | Registered sale deed at the sub-registrar | KDA mutation |
| After the lease, by gift | Registered gift deed | KDA mutation |
| On death of the owner | Succession documents | KDA mutation by inheritance |
The transfer is not finished at the sub-registrar. Until KDA records the mutation, its own file still shows the previous owner, and any later buyer, bank or court will look there first. KDA publishes a schedule of service charges, but fees change, so confirm the current amount with KDA's land department and keep every challan.
The KDA lease and why it protects buyers
Most KDA plots are held on a 99-year lease from KDA as lessor. The lease turns an allotment into a registered right, and courts treat it that way.
In a 2017 judgment in Suit No. 1376 of 1997, the Sindh High Court considered a North Karachi plot that passed through three pre-lease transfers before KDA executed a registered 99-year lease in 1990. When KDA later tried to cancel the transfer and the lease by letter, the court held that the pre-lease transfer had merged into the registered lease, and that a registered instrument could only be cancelled through proper court proceedings. It restored the buyer's possession.
Two lessons follow. A plot sold on a pre-lease transfer alone is weaker than a leased plot, because it depends entirely on KDA's file. And the remaining term matters: a lease executed in 1965 ends in 2064, leaving 38 years in 2026. Check the lease date and whether an extension will be due.
Amenity plots and China cutting
KDA schemes were planned with parks, playgrounds, schools and mosques. Over decades, many of these were carved into plots and sold, a practice Karachi calls "China cutting". The risk is current: in September 2026, KDA moved against more than 350 properties on Rs8 billion of encroached land in North Karachi, requiring occupants to prove title or face demolition.
The problem is decades old. In November 2017, KDA told the Supreme Court's Karachi registry that about 35,000 amenity plots had been affected, that around 12,000 plots of 80 to 1,000 square yards had allegedly been sold illegally, and that KDA land worth over Rs1 trillion was illegally occupied. Recovery remains slow: in late August 2026, KDA was still demolishing illegal structures and informal booking offices in Surjani Town Sectors 13/3 and 10/7.
The law protects amenity use. Article 52-A of the 1957 Order restricts conversion, and in 2018 Sindh needed a separate amendment just to let two named amenity plots be used for mass transit. A buyer cannot assume a plot carved from amenity land will ever be regularised.
Scheme 33: societies on KDA land
Much of Scheme 33, Gulzar-e-Hijri, is held by cooperative housing societies on land KDA allotted to them. A buyer there checks two records: the society's membership and transfer record, and the society's approved layout on KDA land. Confirm the plot appears on that layout as residential or commercial, then check any building with SBCA.
KDA in 2026: records, money and master plan
Records. KDA's files are still largely paper-based, the root of many duplicate-file and missing-transfer disputes. KDA's director general has discussed full digitisation with barcode-based file tracking, and our report on KDA's plan to digitise land records explains how each file would carry a traceable code. No public go-live date has been announced, so verification still means applying for certified copies.
Money. In October 2025, director general Asif Jan Siddiqui told the Karachi Chamber of Commerce that the Sindh government gives KDA Rs400 million a month against a Rs530 million salary bill, and that the gap is covered by plot transfer revenue. KDA can only undertake projects funded by the Sindh government.
Master plan. According to the same statement, the last Karachi master plan was prepared in 2020, and a Greater Karachi Regional Master Plan 2047 is being prepared through foreign consultants. Until it is notified, rely on the land use shown on the approved scheme layout, not future zoning claims.
New schemes. A genuine new KDA plot comes from an official notice, ballot or auction, with payment to KDA's account. A dealer selling "KDA files" before any official launch is not selling a KDA plot.
What the numbers show: Milkiyat.com findings
Transfers pay about a quarter of KDA's salaries. Rs530 million − Rs400 million = Rs130 million a month from transfers. Rs130 million ÷ Rs530 million × 100 = about 24.5%, or Rs1.56 billion a year. Transfer fees are a core KDA revenue line, so they are unlikely to fall.
China cutting covered hundreds to thousands of acres. At 80 square yards: 12,000 × 80 = 960,000 sq yd ÷ 4,840 = about 198 acres. At 1,000 square yards: 12,000,000 ÷ 4,840 = about 2,479 acres.
The North Karachi drive averages about Rs23 million per property. Rs8,000 million ÷ 350 = about Rs22.9 million, each one a purchase made without checking KDA's layout.
KDA checklist before you pay
| You are buying | Ask for | Verify with KDA |
|---|---|---|
| Plot before lease | Allotment, every transfer order, dues receipts | Unbroken chain on KDA's file |
| Leased plot | Lease, registered sale deeds, mutations | Mutation in seller's name; remaining term |
| House or flat | KDA lease plus SBCA plan, sale NOC, completion plan | Land with KDA, building with SBCA |
| Scheme 33 society plot | Society membership, transfer and NOC | Plot on approved layout, not amenity |
| Inherited plot | Succession documents | Mutation by inheritance recorded |
Frequently asked questions
Q1. What is KDA in Karachi?
A. The Karachi Development Authority, a Sindh government body created in 1957 that allots plots, records transfers, executes leases and owns amenity land in its schemes.
Q2. Does KDA approve building plans?
A. No. KDA records the land. Building plans, sale NOCs and completion approvals come from SBCA.
Q3. How do I verify a KDA plot?
A. Check the unbroken transfer chain on KDA's file, get certified true copies, check the lease and dues, and confirm the plot is not an amenity site on the scheme layout.
Q4. What is a pre-lease transfer?
A. A transfer recorded by KDA on its own file before a lease deed is executed. After the lease, transfers need a registered deed and a KDA mutation.
Q5. How long is a KDA lease?
A. Usually 99 years. Check the lease date to work out the remaining term.
Q6. Can KDA cancel a registered lease by letter?
A. In a 2017 judgment, the Sindh High Court held that a registered KDA lease can only be cancelled through proper court proceedings.
Q7. What is China cutting?
A. The illegal carving of parks and other amenity plots into saleable plots. KDA told the Supreme Court in 2017 that about 35,000 amenity plots were affected.
Q8. Is Taiser Town a KDA scheme?
A. No. Taiser Town (Scheme 45) is now administered by the Malir Development Authority.
Q9. Is registry at the sub-registrar enough?
A. No. After registry, the transfer must also be recorded as a mutation on KDA's file.
This guide is for general information. Laws, fees and records change, and buyers should verify every allotment, transfer, lease and dues record directly with KDA, SBCA and a qualified lawyer before paying.
Sources
- Karachi Development Authority (Sindh Amendment) Act 2018, amending Article 52-A of the KDA Order 1957, Government of Sindh
- Sindh High Court judgment, Suit No. 1376 of 1997, on cancellation of a registered KDA lease
- Land Administration and Revenue Management Information System (LARMIS), Board of Revenue Sindh