Milkiyat.com
BuyRentNew ProjectsAgentsAgenciesCommercialCompare

Contents

  1. (Top)
  2. What KDA controls, and where it stops
  3. Major KDA schemes
  4. The KDA file: from allotment to lease
  5. How to verify a KDA plot before you pay
  6. KDA transfer procedure
  7. The KDA lease and why it protects buyers
  8. Amenity plots and China cutting
  9. Scheme 33: societies on KDA land
  10. KDA in 2026: records, money and master plan
  11. What the numbers show: Milkiyat.com findings
  12. KDA checklist before you pay
  13. Frequently asked questions
  14. Sources

Guide

Karachi Development Authority (KDA): Schemes, Records, Transfers and Leases

Karachi Development Authority (KDA): Schemes, Records, Transfers and Leases
Property photo

By Maham Imtiaz

Real Estate AnalystVerified author

9 October 202612 min read

ShareWhatsApp

At a Glance: KDA allots plots, records transfers and executes 99-year leases in Karachi’s older public schemes, but does not approve buildings or register title. Before buying, verify the unbroken transfer chain and lease on KDA’s file, record the mutation after registry, and confirm the plot is not a converted amenity plot.

Karachi Development Authority Scheme

کراچی ڈیولپمنٹ اتھارٹی کی اسکیمیں

Karachi

The Karachi Development Authority (KDA) planned and still records many of Karachi's older public schemes, from Gulshan-e-Iqbal and Gulistan-e-Jauhar to North Karachi, Surjani Town, Clifton Scheme 5 and Scheme 33. For a plot in a KDA scheme, KDA holds the allotment, the full transfer chain and the 99-year lease. It does not approve buildings, register title or control cantonment and railway land.

That split matters because Karachi has no single authority like Islamabad's CDA. Our guide on how to verify property in Karachi divides every property into three layers: land, building and title. KDA is the land layer for a large part of the city, so for any plot, house or flat in a KDA scheme, its file is the first record a buyer must check, before SBCA's building approvals and before the sub-registrar's deed.

This guide explains what KDA controls, how a KDA file moves from allotment to lease, how to verify and transfer a KDA plot, why amenity plots are its biggest buyer risk, and what is changing at KDA in 2026.

What KDA controls, and where it stops

KDA doesKDA does not
Plan, develop and allot plots in its schemesApprove building plans or sale NOCs (SBCA does)
Issue allotment orders, pre-lease transfers and lease deedsRegister sale deeds (the sub-registrar does)
Record mutations by sale, gift and inheritanceControl DHA, cantonment or railway land
Grant permission to mortgage a KDA plotRun Malir or Lyari Development Authority schemes
Own and protect amenity plots in its schemesCollect property tax (Sindh Excise does)

KDA was created in 1957 by the Karachi Development Authority Order to replace the Karachi Improvement Trust. It was placed under the city government during the 2001 devolution and returned to Sindh government control in 2011. Each handover moved files and staff, which is one reason a seller's photocopies are never enough.

KDA holds the land record, the lease and the amenity land. Building approvals, deed registration and cantonment land sit with other bodies.

Major KDA schemes

SchemeAreaBuyer note
Scheme 5Kehkashan, CliftonKDA often lessor; some blocks under Clifton Cantonment Board for building control
Scheme 16MansuraOlder residential stock
Scheme 24Gulshan-e-IqbalOne of Karachi's largest residential markets
Scheme 33Gulzar-e-HijriMany cooperative societies on KDA land
Scheme 36Gulistan-e-JauharDense flat projects; check SBCA sale NOCs
Scheme 41Surjani TownRepeated encroachment and recovery drives
TownshipsNorth Karachi, North Nazimabad, KorangiLarge stock of older leased plots

Taiser Town (Scheme 45) and Shah Latif Town (Scheme 25-A) were first planned by KDA but are now administered by the Malir Development Authority. Always confirm which authority holds the file today.

The KDA file: from allotment to lease

Every KDA plot follows the same path, and each stage leaves a document on KDA's file.

StageKDA documentWhat a buyer should see
1. AllotmentAllotment orderOriginal allottee, plot number, sector and size
2. Pre-lease transferTransfer orderEach change of owner recorded by KDA
3. LeaseRegistered lease deedUsually a 99-year lease
4. Sale after leaseRegistered sale deed and KDA mutationMutation in the buyer's name
5. Gift or inheritanceGift deed or succession papers, then mutationMutation recorded by KDA
6. FinancePermission to mortgageKDA permission before a bank lends

Before the lease, ownership exists only as an allotment and a chain of KDA transfer orders. After the lease, ownership is a registered instrument, and every later sale needs a registered deed plus a mutation on KDA's record.

KDA publishes a standard land form for each of these stages, including certified true copies of documents. Buyers can use that list as a checklist: whatever stage a plot has reached, its file should hold every earlier document.

A KDA plot moves from allotment to transfer to a registered lease, and the file should hold every earlier document.

How to verify a KDA plot before you pay

  1. Get the plot's scheme, sector, block, number and size.
  2. Ask for the full file: allotment order, every transfer order or mutation, lease deed and dues receipts.
  3. Check the chain is unbroken from the original allottee to the seller.
  4. Apply to KDA for certified true copies instead of relying on the seller's papers.
  5. Check whether a lease has been executed, its date and remaining term.
  6. Match the plot to the approved scheme layout, so it is not a park, school or other amenity site.
  7. Check for outstanding KDA dues.
  8. Visit the plot and confirm boundaries and possession.

For a house or flat, add SBCA's approved plan, sale NOC and completion plan. A step-by-step KDA plot verification guide will be the first KDA cluster in this series.

KDA transfer procedure

How a KDA plot changes hands depends on one question: has the lease been executed?

SituationHow the transfer happensWhere it is recorded
Before the leasePre-lease transfer on KDA's formKDA transfer order
After the lease, by saleRegistered sale deed at the sub-registrarKDA mutation
After the lease, by giftRegistered gift deedKDA mutation
On death of the ownerSuccession documentsKDA mutation by inheritance

The transfer is not finished at the sub-registrar. Until KDA records the mutation, its own file still shows the previous owner, and any later buyer, bank or court will look there first. KDA publishes a schedule of service charges, but fees change, so confirm the current amount with KDA's land department and keep every challan.

The KDA lease and why it protects buyers

Most KDA plots are held on a 99-year lease from KDA as lessor. The lease turns an allotment into a registered right, and courts treat it that way.

In a 2017 judgment in Suit No. 1376 of 1997, the Sindh High Court considered a North Karachi plot that passed through three pre-lease transfers before KDA executed a registered 99-year lease in 1990. When KDA later tried to cancel the transfer and the lease by letter, the court held that the pre-lease transfer had merged into the registered lease, and that a registered instrument could only be cancelled through proper court proceedings. It restored the buyer's possession.

Two lessons follow. A plot sold on a pre-lease transfer alone is weaker than a leased plot, because it depends entirely on KDA's file. And the remaining term matters: a lease executed in 1965 ends in 2064, leaving 38 years in 2026. Check the lease date and whether an extension will be due.

Amenity plots and China cutting

KDA schemes were planned with parks, playgrounds, schools and mosques. Over decades, many of these were carved into plots and sold, a practice Karachi calls "China cutting". The risk is current: in September 2026, KDA moved against more than 350 properties on Rs8 billion of encroached land in North Karachi, requiring occupants to prove title or face demolition.

The problem is decades old. In November 2017, KDA told the Supreme Court's Karachi registry that about 35,000 amenity plots had been affected, that around 12,000 plots of 80 to 1,000 square yards had allegedly been sold illegally, and that KDA land worth over Rs1 trillion was illegally occupied. Recovery remains slow: in late August 2026, KDA was still demolishing illegal structures and informal booking offices in Surjani Town Sectors 13/3 and 10/7.

The law protects amenity use. Article 52-A of the 1957 Order restricts conversion, and in 2018 Sindh needed a separate amendment just to let two named amenity plots be used for mass transit. A buyer cannot assume a plot carved from amenity land will ever be regularised.

Scheme 33: societies on KDA land

Much of Scheme 33, Gulzar-e-Hijri, is held by cooperative housing societies on land KDA allotted to them. A buyer there checks two records: the society's membership and transfer record, and the society's approved layout on KDA land. Confirm the plot appears on that layout as residential or commercial, then check any building with SBCA.

KDA in 2026: records, money and master plan

Records. KDA's files are still largely paper-based, the root of many duplicate-file and missing-transfer disputes. KDA's director general has discussed full digitisation with barcode-based file tracking, and our report on KDA's plan to digitise land records explains how each file would carry a traceable code. No public go-live date has been announced, so verification still means applying for certified copies.

Money. In October 2025, director general Asif Jan Siddiqui told the Karachi Chamber of Commerce that the Sindh government gives KDA Rs400 million a month against a Rs530 million salary bill, and that the gap is covered by plot transfer revenue. KDA can only undertake projects funded by the Sindh government.

Master plan. According to the same statement, the last Karachi master plan was prepared in 2020, and a Greater Karachi Regional Master Plan 2047 is being prepared through foreign consultants. Until it is notified, rely on the land use shown on the approved scheme layout, not future zoning claims.

New schemes. A genuine new KDA plot comes from an official notice, ballot or auction, with payment to KDA's account. A dealer selling "KDA files" before any official launch is not selling a KDA plot.

What the numbers show: Milkiyat.com findings

Transfers pay about a quarter of KDA's salaries. Rs530 million − Rs400 million = Rs130 million a month from transfers. Rs130 million ÷ Rs530 million × 100 = about 24.5%, or Rs1.56 billion a year. Transfer fees are a core KDA revenue line, so they are unlikely to fall.

China cutting covered hundreds to thousands of acres. At 80 square yards: 12,000 × 80 = 960,000 sq yd ÷ 4,840 = about 198 acres. At 1,000 square yards: 12,000,000 ÷ 4,840 = about 2,479 acres.

The North Karachi drive averages about Rs23 million per property. Rs8,000 million ÷ 350 = about Rs22.9 million, each one a purchase made without checking KDA's layout.

KDA checklist before you pay

You are buyingAsk forVerify with KDA
Plot before leaseAllotment, every transfer order, dues receiptsUnbroken chain on KDA's file
Leased plotLease, registered sale deeds, mutationsMutation in seller's name; remaining term
House or flatKDA lease plus SBCA plan, sale NOC, completion planLand with KDA, building with SBCA
Scheme 33 society plotSociety membership, transfer and NOCPlot on approved layout, not amenity
Inherited plotSuccession documentsMutation by inheritance recorded

Frequently asked questions

Q1. What is KDA in Karachi?

A. The Karachi Development Authority, a Sindh government body created in 1957 that allots plots, records transfers, executes leases and owns amenity land in its schemes.

Q2. Does KDA approve building plans?

A. No. KDA records the land. Building plans, sale NOCs and completion approvals come from SBCA.

Q3. How do I verify a KDA plot?

A. Check the unbroken transfer chain on KDA's file, get certified true copies, check the lease and dues, and confirm the plot is not an amenity site on the scheme layout.

Q4. What is a pre-lease transfer?

A. A transfer recorded by KDA on its own file before a lease deed is executed. After the lease, transfers need a registered deed and a KDA mutation.

Q5. How long is a KDA lease?

A. Usually 99 years. Check the lease date to work out the remaining term.

Q6. Can KDA cancel a registered lease by letter?

A. In a 2017 judgment, the Sindh High Court held that a registered KDA lease can only be cancelled through proper court proceedings.

Q7. What is China cutting?

A. The illegal carving of parks and other amenity plots into saleable plots. KDA told the Supreme Court in 2017 that about 35,000 amenity plots were affected.

Q8. Is Taiser Town a KDA scheme?

A. No. Taiser Town (Scheme 45) is now administered by the Malir Development Authority.

Q9. Is registry at the sub-registrar enough?

A. No. After registry, the transfer must also be recorded as a mutation on KDA's file.

This guide is for general information. Laws, fees and records change, and buyers should verify every allotment, transfer, lease and dues record directly with KDA, SBCA and a qualified lawyer before paying.

Sources

  • Karachi Development Authority (Sindh Amendment) Act 2018, amending Article 52-A of the KDA Order 1957, Government of Sindh
  • Sindh High Court judgment, Suit No. 1376 of 1997, on cancellation of a registered KDA lease
  • Land Administration and Revenue Management Information System (LARMIS), Board of Revenue Sindh

Explore Pakistan real estate

Real Estate
  • House for Sale in Islamabad
  • Apartment for Sale in Islamabad
  • Plots for Sale in Islamabad
  • Commercial for Sale in Islamabad
  • Buy in E 11, Islamabad
  • Buy in F 7, Islamabad
  • Buy in G 11, Islamabad
  • House for Sale in Rawalpindi
  • Apartment for Sale in Rawalpindi
  • Commercial for Sale in Rawalpindi
Rentals
  • House for Rent in Islamabad
  • Apartment for Rent in Islamabad
  • Commercial for Rent in Islamabad
  • Rent in E 11, Islamabad
  • Rent in G 11, Islamabad
Popular Cities
  • Islamabad city guide
  • Real estate in Islamabad
  • House for Sale in Islamabad
  • Apartment for Sale in Islamabad
  • Plots for Sale in Islamabad
  • Commercial for Sale in Islamabad
  • Lahore city guide
  • Real estate in Lahore
  • Karachi city guide
  • Real estate in Karachi
  • Rawalpindi city guide
  • Real estate in Rawalpindi
  • House for Sale in Rawalpindi
  • Apartment for Sale in Rawalpindi
  • Commercial for Sale in Rawalpindi
  • Multan city guide
  • Peshawar city guide
  • Faisalabad city guide
  • Abbottabad city guide
  • Attock city guide
  • Badin city guide
  • Bahawalnagar city guide
  • Bahawalpur city guide
  • Bajaur city guide
  • Bannu city guide
  • Battagram city guide
  • Chakwal city guide
  • Charsadda city guide
  • Chiniot city guide
  • Gujranwala city guide
  • Gwadar city guide
  • Hafizabad city guide
  • Hangu city guide
  • Haripur city guide
Societies & Areas
  • Browse all areas
  • Cities
  • Al Hamra Avenue — Islamabad
  • Al Makkah City — Islamabad
  • Anza Zephyr Dale Agro Farms — Islamabad
  • Bahria Enclave — Islamabad
  • Bani Gala — Islamabad
  • Blue Area — Islamabad
  • Blue World City Islamabad — Islamabad
  • Cabinet Division Employees Chs — Islamabad
  • Cbr Town Phase I And Ii — Islamabad
  • Chak Shahzad — Islamabad
  • D 12 — Islamabad
  • D 17 — Islamabad
  • Dha Gandhara — Islamabad
  • Dha Islamabad Phase 6 — Islamabad
  • Dha Phase 1 — Islamabad
  • Dha Phase 2 — Islamabad
  • Dha Phase 3 — Islamabad
  • Dha Phase 4 — Islamabad
Tools & Guides
  • Construction Cost Calculator
  • Area Unit Converter
  • Home Loan Calculator
  • All Tools
  • Market Trends
  • Area Guides
  • Browse by City
  • Investment Tips
  • Latest News
  • Property Tax Info
  • New Projects

Real Estate

  • House for Sale in Islamabad
  • Apartment for Sale in Islamabad
  • Plots for Sale in Islamabad
  • Commercial for Sale in Islamabad
  • Buy in E 11, Islamabad
  • Buy in F 7, Islamabad
  • Buy in G 11, Islamabad
  • House for Sale in Rawalpindi
  • Apartment for Sale in Rawalpindi
  • Commercial for Sale in Rawalpindi

Rentals

  • House for Rent in Islamabad
  • Apartment for Rent in Islamabad
  • Commercial for Rent in Islamabad
  • Rent in E 11, Islamabad
  • Rent in G 11, Islamabad

Popular Cities

  • Islamabad city guide
  • Real estate in Islamabad
  • House for Sale in Islamabad
  • Apartment for Sale in Islamabad
  • Plots for Sale in Islamabad
  • Commercial for Sale in Islamabad
  • Lahore city guide
  • Real estate in Lahore
  • Karachi city guide
  • Real estate in Karachi
  • Rawalpindi city guide
  • Real estate in Rawalpindi
  • House for Sale in Rawalpindi
  • Apartment for Sale in Rawalpindi
  • Commercial for Sale in Rawalpindi
  • Multan city guide
  • Peshawar city guide
  • Faisalabad city guide
  • Abbottabad city guide
  • Attock city guide
  • Badin city guide
  • Bahawalnagar city guide
  • Bahawalpur city guide
  • Bajaur city guide
  • Bannu city guide
  • Battagram city guide
  • Chakwal city guide
  • Charsadda city guide
  • Chiniot city guide
  • Gujranwala city guide
  • Gwadar city guide
  • Hafizabad city guide
  • Hangu city guide
  • Haripur city guide

Societies & Areas

  • Browse all areas
  • Cities
  • Al Hamra Avenue — Islamabad
  • Al Makkah City — Islamabad
  • Anza Zephyr Dale Agro Farms — Islamabad
  • Bahria Enclave — Islamabad
  • Bani Gala — Islamabad
  • Blue Area — Islamabad
  • Blue World City Islamabad — Islamabad
  • Cabinet Division Employees Chs — Islamabad
  • Cbr Town Phase I And Ii — Islamabad
  • Chak Shahzad — Islamabad
  • D 12 — Islamabad
  • D 17 — Islamabad
  • Dha Gandhara — Islamabad
  • Dha Islamabad Phase 6 — Islamabad
  • Dha Phase 1 — Islamabad
  • Dha Phase 2 — Islamabad
  • Dha Phase 3 — Islamabad
  • Dha Phase 4 — Islamabad

Tools & Guides

  • Construction Cost Calculator
  • Area Unit Converter
  • Home Loan Calculator
  • All Tools
  • Market Trends
  • Area Guides
  • Browse by City
  • Investment Tips
  • Latest News
  • Property Tax Info
  • New Projects
Milkiyat.com

Pakistan's buyer-first real estate marketplace. Buy, rent, sell with confidence.

Operating office: Office 101, First Floor, Rizwan Center, Jinnah Ave, Blue Area, Islamabad

+92 307 5360488

[email protected]

Milkiyat.com is operated by MILKIYAT.COM ONLINE PORTAL (PRIVATE) LIMITED.

Corporate Unique Identification No. (CUI): 0337118

Incorporated under the Companies Act, 2017, Pakistan.

Verify company registration with SECP

Company▾
  • About Us
  • Contact
  • Jobs
  • Help & Support
  • Advertise
Platform▾
  • Insights
  • News
  • Blogs
  • Agents
  • Agencies
  • Add Property
Tools▾
  • Construction Cost Calculator
  • Area Unit Converter
  • Home Loan Calculator
  • Property Tax Info
  • All Tools

Company

  • About Us
  • Contact
  • Jobs
  • Help & Support
  • Advertise

Platform

  • Insights
  • News
  • Blogs
  • Agents
  • Agencies
  • Add Property

Tools

  • Construction Cost Calculator
  • Area Unit Converter
  • Home Loan Calculator
  • Property Tax Info
  • All Tools

Contact Milkiyat.com

Milkiyat.com is Pakistan's buyer-first real estate marketplace. We connect buyers directly with verified listings and KYC-approved agents — built for local and Overseas Pakistanis.

Terms of Use·Privacy Policy·Marketplace Disclaimer·Sitemap·
GET IT ONGoogle Play
Milkiyat.comFollow us:
© 2026 Milkiyat.com
HOMEEXPLOREADDPROJECTSFAVORITES

More guides

  • Margalla Enclave Balloting History: Rounds 1 to 3, Results & Price Changes

    Explore Margalla Enclave balloting rounds 1 to 3, key dates, application figures, results milestones and changes in plot prices and down payments.

  • How to Apply for Margalla Enclave Balloting: Step-by-Step Guide

    Learn how to apply for Margalla Enclave balloting, check eligibility, prepare documents, verify processing fees, submit your application, and check ballot results through official DHA channels.

  • Cantonment Boards and DHA Karachi: Approvals, Transfers and Jurisdiction

    Why DHA, Clifton and Saddar sit outside SBCA, how building approvals and transfers work under DHA and the six cantonment boards, and who collects property tax there.

  • LDA Auctions: How to Bid, Schedule and Past Results

    Learn how to participate in LDA auctions in Lahore, check auction schedules and results, and understand bidding requirements before purchasing property.